In the boom of the electronic age, Internet users can send money securely online. Online banking and transfer businesses allow users to send and withdraw money online. These secure services pull money from your bank account or credit cards for deposit into your online accounts, allowing you to send and transfer money as needed. Some sites charge for purchases and business transactions.
Instructions
Send Money with PayPal
1. Sign up for PayPal. Visit the PayPal home page and click "Sign Up" at the bottom left. Choose between personal, premier or business, depending upon your need to send money online.
2. Enter your information. Provide your email address, which will be used as your login name. PayPal will send notifications to this email address. Choose a password for your PayPal account, and complete the rest of the personal information on this form. Click "Agree and Create Account."
3. Choose the method by which you would like to pay for your purchases. Paying with your bank account will pull money directly from your checking or savings. Confirming your account may take a few days. Should you choose the credit card option, your account can be set up immediately. Complete the process for your desired payment plan and click "Continue."
4. Deposit money into your PayPal account. Click "Add Funds" on the secondary top navigation bar from your PayPal welcome screen. Choose the method by which you want to add funds. Choose the amount of money you want or need in your account and click "Continue."
5. Click the second tab at the top of your Welcome screen, "Send Money." This will open your Send Money form.
6. Enter the email address or phone number of the PayPal member to whom you wish to send money. Enter the amount and choose your currency.
7. Identify what type of transaction you would like to make. If the money is for a purchase of goods or service, choose the "Purchase" tab. If the transaction is personal, choose the "Personal" tab. Click "Continue."
8. Review your transaction to ensure the accuracy of the information you entered. At this time you may view PayPal's policies. You may also click "Change" to edit the amount of money you want to send. Enter a personal message that the money recipient will receive. When you are happy with the information, click "Send Money."
Send Money with Western Union
1. Visit the Western Union home page. Click the "Send Money" button, which will expand your options for sending money. Choose "Send Money Online." You will be directed to a new page.
2. Choose your state from the first drop down box, then choose the state or country to which you are sending money. Review the secure sending services. Choose "Money in Minutes" for emergency money transfer needs. Choose "Overnight Home Delivery" to have the money delivered to the recipient's home. Opt for the "Economy" package to save on fees. Money is available within 72 hours. Use the "Direct to Bank" option to transfer money directly into the recipient's bank account.
3. Choose the radio button for "I am a new customer" or "I am a returning customer." Click "Continue." New customers must enter name, address, phone number, email address and date of birth. They must then choose a user name and password and select security questions. After agreeing to the terms of service and choosing account preferences, new customers must enter a security image. Once everything has been completed according to Western Union's rules, click "Create Account."
4. Enter the requested information for the Send Money form. The required fields may vary based on which sending service you selected in Step 2. Standard information includes the receiver's first and last name, city and state, as well as the amount of money you wish to send. Click "Continue."
5. Enter your credit card information, including the card type, account number, expiration date, security code and the name on the card. You can opt to save your credit card information to your account so you don't have to re-enter it on your next visit. Click "Continue." Review your information for accuracy. Click "Confirm."
Send Money with ATM Cash
1. Visit the ATM Cash home page. Click "Send Money Now." You will be redirected to a new page. Enter the country to which you want to send money. Fill out your name, email address and password. Enter the security word and click "Create Account."
2. Enter your address, phone number, Social Security number and date of birth. Choose security questions and supply the answer to each. Click "Continue."
3. Enter the recipient's name and address. Click "Continue."
4. Enter the amount of money you want to send. Choose a payment method. To use your bank account, enter your routing number and account number. For credit or debit cards, choose the credit card type and enter the account number and expiration date. Click "Continue."
5. Review your information to ensure you entered everything correctly. When you are happy with your choices, click "Send Money."
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