Accounting Tips to Remember Debits & Credits

Businesses require resources such as cash, labor and capital in order to set up, start, run and expand their operations. Such production resources can be acquired through incurring economic obligations to other entities -- either creditors or owners who choose to invest their personal resources into those businesses. Businesses use these resources in the course of producing their revenues and incurring expenses. In general, assets and expenses are recorded on the ledger as debits, while liabilities, equity and revenues are recorded as credits.

How to Calculate Debt Ratio With Liabilities and Net Worth

Accounting is full of useful ratios that can give meaning to the figures on your balance sheet, and debt ratio is no different. Debt ratio tells you how much your company relies on debt to conduct business. Debt ratio is calculated by dividing total liabilities by total assets; however, if you only have your total liabilities and net worth, you can still perform this calculation.

How to Calculate Cache Ratio

Detailed measurements of your website statistics can tell you a lot about the people who are visiting your site. The cache ratio, for example, can tell you the percentage of attempted accesses to your site that result in cache hits. Cache hits are instances in which a user's web browser uses the copy of the assets stored locally in its cache rather than retrieving the files from your web server. A higher cache ratio is indicative of a higher number of users

Net Expense Ratio Vs. Gross Expense Ratio

Net expenses and gross expenses both refer to slightly different expense ratios of an investment fund. Specifically, these ratios demonstrate how much a fund must pay out in expenses and thus represent important information for any investor. Understanding the difference between the two ratios and knowing what to look for when researching a particular fund's expense ratios can help the investor better evaluate the investment fund.

What Financial Information Is Needed for Refinancing?

To refinance a loan, lenders ask for specific pieces of financial data, including information such as income, expenses, assets and debts. If you don't have acumen in accounting or finance, seek the guidance of an expert such as a financial planner or a certified public accountant. The specialist can help you sort out your financial information, tell you which item is relevant, and show you those items that need short-term fixing.